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An educational equity–debt–gold mix for your profile.
Educational mix
70 / 20 / 10
equity / debt / gold
This is a textbook rule of thumb for learning, not a recommendation for your money. A SEBI-registered adviser can assess what suits you.
See an educational starting mix of equity, debt and gold based on age, horizon and how you would react to a market fall. It illustrates the principles, not a recommendation.
Equity ≈ 100 − age, ±15 for risk comfort, capped for short horizons; gold 10% (0% under 3 years); debt the rest
Results are illustrations based on the inputs you choose. Returns are not guaranteed and actual outcomes will vary. This is education, not advice.