Goal planner

The monthly SIP that reaches your goal on time.

Monthly SIP needed

₹20,664

to reach ₹31.88 lakh in 8 years

Goal cost then: ₹31,87,696
Existing savings will be: ₹0
Or invest once today: ₹13,83,226
Starting SIP with 10% step-up: ₹15,265

Inflation turns today's ₹20,00,000 into ₹31,87,696. Investing ₹20,664 a month at 11% closes the gap. Track this goal from your dashboard and log contributions as you go.

Your goal SIP, year by year

InvestedReturns

What this calculates

Turn a goal into a monthly number. The planner inflates today's cost to the year you need the money, credits what you have already saved, and works out the SIP (or one-time investment) that closes the gap.

How it's calculated

Future cost = Cost today × (1 + inflation)^years

Monthly SIP = Gap ÷ [({(1 + i)ⁿ − 1} ÷ i) × (1 + i)]

Results are illustrations based on the inputs you choose. Returns are not guaranteed and actual outcomes will vary. This is education, not advice.

Questions about this tool

It depends on the horizon. Money needed within three years is usually kept in low-risk options; longer goals can take more equity.

Yes. Add it in your dashboard under Goals and log contributions as you make them.

Goal planner

What this calculates

How it's calculated

Questions about this tool

Where should goal money be invested?

Can I track this goal?

Goal planner

What this calculates

How it's calculated

Questions about this tool

Where should goal money be invested?

Can I track this goal?