PPF calculator

Public Provident Fund maturity at 7.1%.

Maturity value

₹40,68,209

₹40.68 lakh

after 15 years, tax-free

Invested amount: ₹22,50,000
Total interest: ₹18,18,209

PPF is EEE: your deposit qualifies under 80C (old regime), and the interest and maturity are tax-free. Deposit before the 5th of the month (ideally in April) to earn interest for that month.

Invested amount₹22,50,000
Total interest₹18,18,209

How it grows, year by year

InvestedReturns

What this calculates

The Public Provident Fund is a 15-year government savings scheme with tax-free returns. You can invest ₹500 to ₹1.5 lakh a year.

How it's calculated

F = P × [({(1 + i)ⁿ} − 1) ÷ i] × (1 + i)

P: yearly instalment, invested at the start of the year
i: interest rate (currently 7.1%)
n: years

Results are illustrations based on the inputs you choose. Returns are not guaranteed and actual outcomes will vary. This is education, not advice.

Questions about this tool

Yes. PPF is exempt at all three stages: contribution (80C, old regime), interest and maturity.

Partial withdrawals are allowed from the 7th financial year, and loans from the 3rd to the 6th year.

PPF calculator

What this calculates

How it's calculated

Questions about this tool

Is PPF interest tax-free?

Can I withdraw early?

PPF calculator

What this calculates

How it's calculated

Questions about this tool

Is PPF interest tax-free?

Can I withdraw early?