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Split your monthly money so you can still buy the headphones.
You get ₹3,000 a month. Split it so you can buy ₹5,000 headphones in 4 months.
Allocated
₹3,000 of ₹3,000
Saved after 4 months
₹4,000
Tip: savings of ₹1,250 a month reach the goal. What will you trim?