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23percent club is a financial education platform. Nothing on this site is investment, tax or legal advice, or a recommendation to buy or sell any security. Calculators show illustrative projections using the assumptions you enter; actual returns vary and are not guaranteed. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Consult a SEBI-registered investment adviser before making investment decisions.

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Junior
Teens

Ages 13–17

Real money skills for teens

Budgets, EMIs, scams, compounding and your first investment: the things school usually skips, in games you can finish in five minutes.

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Rookie saver

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Stories

Games

◔The ₹3,000 monthSplit your monthly money so you can still buy the headphones.
↗The compounding raceRia starts at 15, Kabir at 25. Who ends up with more?
!Scam spotterEight messages. Which ones are traps?

Week-long challenges

Tick off one step a day. Finish all seven for three stars.

Track every rupee for 7 days

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Seven days, seven ideas

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Quick quiz

Get three or more right for three stars.

Question 1 of 5

A “no-cost EMI” usually…

For parentsConversation starters and family activities for this age.Open the guide