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23percent club is a financial education platform. Nothing on this site is investment, tax or legal advice, or a recommendation to buy or sell any security. Calculators show illustrative projections using the assumptions you enter; actual returns vary and are not guaranteed. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Consult a SEBI-registered investment adviser before making investment decisions.

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School of Finance
Investing

Module 4 of 13, Foundation

Investing

Why investing beats saving over long periods, how risk and return are linked, and what compounding really does.

What you'll be able to do

Explain the risk–return trade-off
Match an investment to a time horizon
Calculate compounding by hand

Practise with these tools

Lumpsum calculator
CAGR calculator
Cost of delay calculator

Lessons

1Why invest at all6 min
2Risk and return8 min
3Compounding, properly understood7 min
?Module quiz5 questions
Certificate

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