Lumpsum calculator

Growth of a one-time investment.

Total value

₹77,646

₹25,000 left invested for 10 years

Invested amount: ₹25,000
Est. returns: ₹52,646
Money multiplied: 3.11×
Doubles roughly every: 6.1 years

At 12% a year your money doubles about every 6.1 years (the rule of 72 gives 6). A lumpsum is fully exposed to the market from day one, so its result depends more on when you invest than a SIP does.

Invested amount₹25,000
Est. returns₹52,646

How it grows, year by year

InvestedReturns

What this calculates

A lumpsum is a single, one-time investment. This calculator shows how it could grow with yearly compounding at your expected rate of return.

How it's calculated

A = P × (1 + r/n)^(n × t), with n = 1 (yearly compounding)

A: estimated value
P: amount invested
r: expected annual return
t: years

Results are illustrations based on the inputs you choose. Returns are not guaranteed and actual outcomes will vary. This is education, not advice.

Questions about this tool

A lumpsum is fully invested from day one, so over long periods in a rising market it often ends higher. A SIP spreads your entry over time and reduces the risk of investing everything just before a fall.

Divide 72 by the annual return to estimate how many years your money takes to double. At 12%, about six years.

Lumpsum calculator

What this calculates

How it's calculated

Questions about this tool

Lumpsum or SIP?

What is the rule of 72?

Lumpsum calculator

What this calculates

How it's calculated

Questions about this tool

Lumpsum or SIP?

What is the rule of 72?