Atal Pension Yojana calculator

Monthly APY contribution for your pension.

Monthly contribution

₹376

until age 60, for a ₹5,000 monthly pension

Years of contribution: 35 years
Total you contribute: ₹1,57,920
Guaranteed pension: ₹5,000
Corpus returned to nominee: ₹8,50,000

Figures are from the official PFRDA contribution chart. The pension is guaranteed by the government; after both spouses, the corpus goes to the nominee. People who pay income tax cannot join APY from October 2022.

What this calculates

Atal Pension Yojana guarantees a monthly pension of ₹1,000 to ₹5,000 from age 60, in return for fixed monthly contributions that depend on your age when you join.

How it's calculated

Contribution from the official PFRDA chart, by joining age and chosen pension

Results are illustrations based on the inputs you choose. Returns are not guaranteed and actual outcomes will vary. This is education, not advice.

Questions about this tool

Indian citizens aged 18–40 with a savings account. Income-tax payers have not been eligible since 1 October 2022.

Atal Pension Yojana calculator

What this calculates

How it's calculated

Questions about this tool

Who can join?

Atal Pension Yojana calculator

What this calculates

How it's calculated

Questions about this tool

Who can join?