Inflation calculator

What today's cost will be in the future.

Future cost

₹1,79,085

₹1.79 lakh

of what costs ₹1,00,000 today

Current cost: ₹1,00,000
Cost increase: ₹79,085
Today's ₹1,00,000 will buy: ₹55,839
Purchasing power lost: 44.16%

Money earning less than 6% a year is losing value in real terms. A savings account at 3% during 6% inflation shrinks your purchasing power every year, even though the balance goes up.

Rising cost over time

What this calculates

Inflation raises prices over time. This calculator shows what something that costs a given amount today will cost in future, and how much today's money will be able to buy.

How it's calculated

Future cost = Current cost × (1 + inflation)^years

Purchasing power = Current amount ÷ (1 + inflation)^years

Results are illustrations based on the inputs you choose. Returns are not guaranteed and actual outcomes will vary. This is education, not advice.

Questions about this tool

India's retail (CPI) inflation has averaged around 5–6% over the past decade. Education and healthcare costs have often risen faster, at 8–10%.

Your return minus inflation, roughly. A 7% FD during 6% inflation earns about 1% in real terms, before tax.

Inflation calculator

What this calculates

How it's calculated

Questions about this tool

What inflation rate should I use?

What is a real return?

Inflation calculator

What this calculates

How it's calculated

Questions about this tool

What inflation rate should I use?

What is a real return?