Mutual fund returns calculator

SIP or lumpsum returns in one place.

Total value

₹58,08,477

₹58.08 lakh

monthly SIP

Invested amount: ₹30,00,000
Est. returns: ₹28,08,477
Absolute return: 93.62%
Money multiplied: 1.94×

Fund returns vary year to year. Use a conservative rate for debt funds (6–8%) and a long-run range for equity funds rather than last year's number, and check the fund's expense ratio: it comes out of this return every year.

Invested amount₹30,00,000
Est. returns₹28,08,477

How it grows, year by year

InvestedReturns

What this calculates

Estimate the value of a mutual fund investment made either as a monthly SIP or as a one-time lumpsum, using the same formulas as the SIP and lumpsum calculators.

How it's calculated

SIP: M = P × ({[1 + i]ⁿ − 1} ÷ i) × (1 + i)

Lumpsum: A = P × (1 + r)^t

Results are illustrations based on the inputs you choose. Returns are not guaranteed and actual outcomes will vary. This is education, not advice.

Questions about this tool

Use long-run averages, not recent performance. Many planners use 10–12% for diversified equity funds and 6–7% for debt funds.

Enter a return that is already net of costs. A 1% higher expense ratio can reduce a 20-year corpus by around a fifth.

Mutual fund returns calculator

What this calculates

How it's calculated

Questions about this tool

What return should I assume?

Does this include the expense ratio?

Mutual fund returns calculator

What this calculates

How it's calculated

Questions about this tool

What return should I assume?

Does this include the expense ratio?